Founder of pioneering firms in three industries: Internet-based recruiting; personal finance management/home banking; and most recently, the electronic delivery, analysis, and management of academic credentials. Earlier led Citicorp’s groundbreaking development of ATMs, home banking services and pay-at-the-gas pump systems.

Interested in leading/participating/advising businesses that will significantly transform a painfully out-of-date industry (e.g., worldwide educational systems).